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Downsizing.com.au
NationalLeading Platform
Downsizing Property & Services Platform
Australia's leading online resource and marketplace for downsizers. Connects over-55s with retirement villages, lifestyle communities, agents specialising in downsizing and related services.
Leading platformNational coverage55+ specialist
States: All states
McGrath Estate Agents
National
Real Estate — Downsizing Specialist
National real estate network with agents experienced in assisting downsizers. Known for quality service and marketing in premium markets. Many agents specialise in helping older Australians transition to smaller homes.
National networkPremium market specialist
States: All states
Ray White
National
Real Estate — National Network
Australia's largest real estate network with over 1,000 offices. Significant experience in all property types. Many individual agents specialise in downsizing and retirement property transitions.
1,000+ officesNational coverage
States: All states and territories
Retirement Living Council
NationalIndustry Body
Industry Body — Retirement Living
The peak industry body representing retirement village and land lease operators. Provides independent information and resources for Australians considering retirement village living and downsizing.
Industry bodyIndependent information
States: All states
COTA Australia
NationalNot-for-profit
Council on the Ageing — Older Persons Advocacy
National peak body for older Australians. Provides information, advocacy and resources on downsizing, retirement living, aged care and elder rights. Independent and consumer-focused.
Consumer advocateIndependent adviceNational body
States: National
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Downsizing in Australia: The Real Costs and Considerations
Downsizing is one of the most financially significant decisions of later life. Understanding the real costs — beyond the price difference between your current home and the new one — is essential.
The True Cost of Downsizing
- Real estate agent commission: 1.5-3% of sale price
- Stamp duty on the new purchase (if applicable — concessions may apply)
- Legal/conveyancing fees: $1,500-$3,000 per transaction
- Moving costs: $2,000-$8,000+
- Renovation and preparation costs on the property you're selling
Centrelink and Downsizing
Sale proceeds from downsizing can temporarily affect Age Pension entitlements. The proceeds from selling your home are exempt from the assets test for 24 months after the sale, giving you time to reinvest proceeds in an exempt asset like a new home or funeral bond.
Always consult a financial adviser and solicitor before making downsizing decisions.
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